Is A Home Warranty A Good Idea

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Consumer experts advise against purchasing a home warranty, but that hasn’t stopped millions of Americans from investing in one. A Tampa man’s story shows just how far one company went to deny a claim.

While not everyone will think a home warranty is worth it, it is a good idea for people who lean toward the "better safe than sorry" approach when buying a home.

Home warranties generally are not a good investment for a newly constructed home, as many come with a builder-backed warranty. When purchasing an older home, it’s not uncommon to ask for – and receive – a one-year home warranty plan paid for by the seller; that will provide you with at least some protection if you just closed on a very ripe lemon and gives you a chance to see if a home warranty is right for you.

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So, back to the original question: Is the home warranty a good idea or a bad deal, I would have to say that it is a very good idea. Even if the Seller doesn’t offer to pay for it as part of the sales contract negotiations, I would still pay for it out of pocket as the Buyer.

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This brings me to the question of whether or not a home warranty is a good idea? To figure if a home warranty is a good buy or not you have to know how much it would cover, how good the product is and then compare those things to how much it would actually cost you if you didn’t have a warranty.

For example, the iPhone 7 (4.7", 32GB) cost $699 on release day, but after the iphone 8 came out, the price fell and refurbished models became common: 9 brand-new from Apple with one-year warranty.

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Pros, Cons, Costs | realtor.com – While not everyone will think a home warranty is worth it, it is a good idea for people who lean toward the "better safe than sorry" approach when buying a home. Is a Home Warranty a Good Idea – Allison Realty Group – A good home warranty should provide access to some of the best deals available online.